Health Savings Account (HSA)

If you enroll in the Aetna Healthfund Plan, you may be eligible to open a Health Savings Account (HSA), through HealthEquity, to help pay for eligible expenses not covered under your medical, dental, or vision plan. This includes things like orthodontics, glasses and contact lenses, and prescription medications. An HSA makes it easy to pay for current health care costs and save for future health care needs, even into retirement.

What’s In It for Me?

• Enterprise Wireless Solutions contributes $ to your HSA! It’s FREE money! See the chart for contributions.
• You can set aside pre-tax money from your paycheck to help pay for additional out-of-pocket health care expenses. HSAs give you triple tax advantages:
  1. Your contributions to the HSA are not taxed.*
  2. Payment of qualified expenses is tax-free.
  3. Earnings are tax-free.*
• The HSA is an individual account you own! The entire balance is yours to keep. If you leave the company, the account goes with you.
• You can make changes to your HSA contributions at any time. Unused funds always roll over to the next plan year.
• Your HSA gives you the freedom to control and manage your healthcare spending and savings to grow your balance for future qualified medical expenses, such as those in retirement.

FREE MONEY from Enterprise Wireless Solutions!

Enterprise Wireless Solutions provides a generous annual HSA contribution to help cover your healthcare costs, including your plan deductible. But your HSA isn’t just for your medical plan—you can also use it for qualified dental and vision expenses, even if you’re not enrolled in those plans. Or, you can let your HSA grow over time as a safety net for future or unexpected healthcare costs

2026 HSA Contributions

You can contribute pre-tax dollars from your paycheck up to the annual IRS maximums to pay for eligible health care expenses.  

HSA contributions cannot exceed the annual IRS maximums shown here:

*Annual contributions are prorated based on when your coverage begins.

**Your annual maximum contribution may change, if Enterprise Wireless Solutions’ annual HSA contribution is prorated.

***HSA IRS maximum contribution limits are subject to change. To view current limits, visit irs.gov.

Note: If you make changes to your plans mid-year due to a family status change, do not forgot to adjust your HSA contributions accordingly so you do not exceed the annual IRS maximums.

How Can I Use My HSA Funds?

When you enroll in an HSA, you will receive a HealthEquity debit card. You can also submit claims online through your own personal account at healthequity.com.

While on healthequity.com, be sure to check out their Open Enrollment center where you can learn all about qualified medical expenses and contribution limits, and then compare your options using the savings calculator.

Download the App

HealthEquity’s mobile app makes it easier to manage your account on-the-go. With the app, you can take a photo of your receipts to initiate the claims process, send payments to providers or reimburse yourself for out-of-pocket expenses. Download now on the App Store or on Google Play.

You can also review your account balance, shop on hsastore.com or view a list of qualified medical expenses before you make a purchase.

What About the Fine Print?

HSA Eligibility Requirements:

• You must be enrolled in the Aetna Healthfund Plan.
• You cannot be covered under another non-qualified health plan.
• You cannot be actively contributing to a Health Care Flexible Spending Account, and you cannot have access to funds in your spouse’s Health Care FSA.
• You cannot be enrolled in Medicare (including Part A) or Tricare.
• You cannot be claimed as a dependent on someone else’s tax return.
• Enterprise Wireless will treat married couples who enroll in individual benefit plans as a single tax unit and will cap the HSA contribution at the family level of $2,500.

*State taxes may still apply in CA and NJ. For detailed tax implications of an HSA, please contact your professional tax advisor.

Questions?

Refer to IRS Publication 969 for complete HSA rules.